The holidays are a time of good cheer, time spent with family and friends, decorations, and relaxing from a hectic year. Unfortunately for our wallets, it’s also a time of deals, sales, and a last push to get all of our loved ones gifts for the holidays.
It can be easy for kids to see this indulgent behavior in their parents and family and think that they, too, should grow up and splurge on holiday gifts for their family and friends. However, by demonstrating smart budgeting habits, we can set our kids (and ourselves) up for success when it comes to gift giving around the holidays and birthdays.
Through utilizing the cash envelope budgeting system, you’re able to plan ahead and save money to give gifts to loved ones, while removing the temptation to overspend or be blinded by deals while gift shopping. Essentially, the cash envelope budgeting system is where you fill an envelope with cash for a specific purpose: such as holiday gifts, a vacation, birthdays, or anything else you may be planning for.
To model good budgeting practices for kids, use these printable cash budgeting envelopes to put aside a certain amount of money together for shopping for holiday gifts. You can do this holiday activity as a family, and contribute a few dollars each every week. Once you reach your goal (or meet your savings deadline), you can go ahead and spend the money on that given purpose.
For more financial literacy resources click the image below.
I have heard adults and children proclaim that they are not good at math. Some people believe this because they received bad grades in this subject in school. Furthermore, they had a difficult time understanding various mathematical concepts. Many of us believe math just comes naturally for some people. I discovered that this is simply not true. Teaching mathematics in early childhood is one way to combat this belief.
You mean people can improve their math ability?
Yes, people can improve their math abilities. I remember reading the book, Morning by Morning: How We Home-Schooled Our African-American Sons to the Ivy League by Paula Penn Nabrit. The author details why and how she homeschooled her boys. When it was time for her sons to go to college, she talked to a college admission counselor about what they look for when admitting students to their school. Of course they mentioned grades among many other aspects of a student. The counselor said good reading scores starts early in childhood; however, with practice many students can raise their math scores later in life.
How can this be done?
Dr. Ben Carson gave a lecture on PBS called, The Missing Link: The Science of Brain Health. In this talk, he gave tips on how people can optimally utilize their brain. Dr. Carson addressed the fact that many people find math difficult. He says that anyone can be good at math. Math is a subject that builds upon the previous concept. He said that when people have trouble with math it is because they failed to understand the previous concept given to them. It is important for students to go back and make sure they understand the foundational ideas before they move ahead to the next.
It just takes practice and effort.
Why is teaching mathematics in early childhood important?
When many people hear the word “mathematics” they tend to think of numbers, equations, and theories. However, math is so much more than that. It is a part of our everyday interactions and children naturally practice mathematics as a life skill whether we notice it or not.
For example, a child knows that if he or she has one cookie and his or her sibling has two cookies, then there is a difference. If a child has played with a toy for five minutes and another child played with it for fifteen minutes, they can feel the discrepancy. In the examples above, children are using mathematics to decide how they should feel about certain situations.
If our children naturally practice these skills, why not foster their learning by connecting it to their interests and incorporating it into their play and daily routines?
We will discuss some ways to do this later.
In this picture my son is three-years-old. He was curious about multiplication after seeing the x sign in his play math set. I showed him how to solve multiplication problems through drawing pictures. He is solving the problem 8 x 2 = He is writing the correct answer 16 on his V-tech easel.
What are the important mathematical skills in early childhood education?
Colors
Colors, shapes, and spatial reasoning are a few important mathematical skills in early childhood education. Colors help children organize and bring logic to their world. Identifying colors helps a child create a link between visual clues and words. Colors aid in giving children the vocabulary needed to describe the world around them, which opens up new verbal channels for them.
For instance, children often distinguish the difference between foods such as fruits and vegetables by their color. Furthermore, when your child is painting or coloring, most often they will make the sun yellow and water blue because this is familiar to them. It helps to organize their creation.
Shapes
Shapes are not only important in math, but also life in general. A child who can identify shapes will learn how letters of the alphabet are formed. This prepares them to have better handwriting skills. For instance, the letter O is basically a circle.
Also, the knowledge of shapes is useful for building, which is an introduction to engineering. My son learned a lot about what shapes to use when building certain structures with his magnetic tiles. He learned that rectangles and squares make great bases or foundations for towers. His towers are made with hexagons, squares, and triangles. From these experiences, he was able to apply his knowledge of creating basic structures to making them more sophisticated and complex.
Spacial Reasoning
A child uses visual spatial skills daily when he or she imagines where a toy in their room is located before going to get it. Another example is when a child is packing their book or duffle bag; they visualize how different items can fit together to maximize storage capacity. Furthermore, when a child puts together a puzzle, they imagine where pieces go before putting them in the correct place.
What are the methods used to teach mathematics?
There are so many methods to teaching mathematics besides worksheets. My favorite method is playful learning which may include games, hands-on activities, and the use of toys. These activities will help you to make the information active to your child. This is important because learning comes to life for a child when they do something with the information.
Examples of fun activities you can do are to go outside, collect and count rocks, and sort them by color and texture. You can also build a math activity around your child’s interests. If your child likes cars, have them construct numbers in sand or mud with their toy vehicles. You can also create a road with tape in the form of numbers. Then have your child follow the path with the cars. If you have a child that likes dolls or stuffed animals, then help them do a role play as a teacher teaching their dolls how to recognize numbers.
The possibilities are endless!
Want more FUN ideas for teaching early childhood mathematics?
Many of the activities can be done with household items and materials. This book also gives its readers tips and resources such as children book suggestions, videos, music, toys, and playful materials.
How do I know these activities work?
These are the activities I have used to teach my son, Cory, early childhood mathematics. Currently he is five but does math on a 4th grade level.
Cory really enjoyed learning math because the activities were hands-on, playful, and fun. He connected with the concepts because he was able to experience what he was learning through engaging games. Additionally, when you use fun learning and play to expose a child to math, the information tends to stick faster.
There is a quote by Dr. Karen Purvis that says “Scientists have recently determined that it takes approximately 400 repetitions to create a new synapse in the brain – unless it is done with play, in which case, it takes between 10 and 20 repetitions!”
This is why playful learning is important, effective, and efficient!
My family exposed me to money at an early age. As a four-year-old, my older brother Linsey, introduced me to counting money. Linsey is eleven years my senior, so he was my mentor along with being my sibling.
After learning how to write in cursive, my mother gave me the task of filling out checks to pay our household utility bills. After completing the task, my mom would sign the check.
This taught me valuable lessons. As a nine-year-old, I was familiar with how much my family paid for water, electricity, telephone, and cable services. As a result, I was conscious of turning off lights when I left a room and how much water I used when taking a bath. Once I started paying bills on my own, it was second nature to pay them in a timely manner.
This book is available on Amazon. Click the image above to access it.
Lessons Continued
During the summers of my middle and high school years, Linsey and his wife, Michelle, invited me to stay with them for two to three weeks. During these times, they exposed me to money topics such as the stock market, interest rates, and credit through games and role plays. They also owned and operated a business and it was my job to assist and learn what it took to be an entrepreneur.
Passing It On
When my son, Cory, was fifteen months, he saw a quarter on the table and tossed it in the air. He was amazed at the sound it made once it hit the floor. He seemed interested in the quarter and I decided it was time to show him a piggy bank.
My purpose was to let him touch, feel, and play with coins. Because Cory was fifteen months at this time, I stayed close to him. I did not want him to put the money in his mouth. He carefully took pennies, nickels, dimes, and quarters out of the plastic bag and put them in the piggy bank. He was pleased with the clanging sound made as the coins hit the bottom of the piggy bank.
My son as a one-year-old putting coins in a piggy bank.
More Exposure
Cory and I have explored various financial literacy topics since his first encounter with the quarter as a fifteen month old. These topics range from money recognition and saving to real estate investing and business. He has been exposed to this topic through games and playful activities. For example, we discussed real estate investing by using Play-Doh, paper, and pencil.
We have also discussed the purpose of car insurance by using his toy cars. My son and I spend a lot of time in the car going to the grocery store, playdates, church, library, etc. Cory was curious about what happens if I hit a car. This led to a discussion about car accidents, police officers, and car insurance while we had a treat at Dunkin Donuts. We went home and defined terms such as liability and collision insurance by playing and crashing toy cars.
Watch the video below to learn how to teach children the financial literacy words, Assets, Liabilities, and Transactions by simply playing Monopoly.
Below are questions many parents have about teaching kids financial literacy…
How do you teach kids about finances?
Exposing children to lessons in finance does not have to be dry and boring. In fact, as adults we deal with money almost on a daily basis. You can include your child in some of those real world experiences, like my parents did, by having them pay for their own item at the store or helping you pay bills.
Another idea is to use your child’s toys to explain financial concepts similar to how we used toy cars to explain car insurance.
My son and I set up a play Car Wash business. This activity introduced him to entrepreneurship and customer service.I am paying my son with play money for the car wash service he provided.
With over 30 years of combined experience in teaching financial literacy, Linsey and I have written a book called, Teach Your Child About Money Through Play.There are over 110 games/activities, tips, and resources on how to teach kids financial literacy at an early age. The activities include materials and toys that you already have in your home. They also include fun field trips that create a hands-on approach and a supplement to your child’s learning.
It will help you take the guessing game out of how to expose kids to money topics and concepts.
What is taught in financial literacy?
In the book, Teach Your Child About Money Through Play, we address money topics such as the history of money, various ways people earn it, and how it is used. You will learn fun ways to teach your child about budgeting, basic banking, the difference between liabilities and assets, and debt.
We also teach you how to use items in your home, such as toys and clothing, to introduce your child to real estate investing, stocks, bonds, and mutual funds. Learn to use household items to create fun scenarios and role plays so your child will have an understanding of these subjects.
If you have a child who has a lot of ideas or has a desire to earn money, starting a business may be appealing to them. You will receive a step-by-step guide on how your child can be an entrepreneur. Even if your child is not interested in business, it is great to expose them to this subject to encourage them to act on their ideas.
How did you decide on these financial literacy topics?
It was important for Linsey and I to teach children the history of money, how it is used, how to earn it, and making it grow. The purpose of this book is for children to have a basic understanding of money since they will manage it in their future. We included games and activities so you will know how to present the information in a relaxed and fun manner.
These financial literacy topics were based on Linsey’s and my teaching experience. I have experience in creating curricula and hiring over 25 teachers to expose kids to real estate investing, the stock market, budgeting, saving, etc. In previous jobs, I helped kids start businesses where they made money.
Linsey is the financial expert in our family and has 27 years experience in financial services and teaching kids about money. He and my parents were my first teachers on financial topics. Linsey is a former bank manager, stock broker, tax strategist, health insurance specialist, licensed in life property and casualty insurance, investor, and recipient of the US Small Business Administration Entrepreneur of the Year.
This why I asked him to co-write the book with me. I trust his judgement especially when it comes to financial topics. He approved the topics and content in the book.
Why is financial literacy important for youth?
Once a child becomes an adult, handling money becomes inevitable. They will need money for shelter, food, clothing, transportation, etc. People who are good managers of money will receive more of it and have a better chance of building wealth for their family now and in the future generations. Furthermore, they can be generous givers to others in need.
Good money managers who encounter a financial burden like a big medical bill or car repair view these situations as inconveniences instead of emergencies. They have the money in place to pay for these things.
It is best to make the process of learning financial literacy easier for children by exposing them to money topics while they are young. Teach Your Child About Money Through Play shows parents and teachers how to accomplish this with resources they use daily.
Let’s get our children a financial head start and strive to reduce the number one stress in our society today, money.
The Book’s Mission
Linsey and I have made it our mission to expose children to money topics in a fun way. With over 30 years of combined experience in teaching youth financial literacy, we give you a first-hand view of how to make money a conversation that is fun, natural, and interesting!
This is a great tool for parents and educators of children ages 4-10!
This book provides the following and so much more…
How to use real-world experiences to expose kids to financial literacy
Fun activities to introduce toddlers and preschoolers to money recognition.
How money is used in our society now and in the past.
Various ways that people earn money
Important lessons in budgeting money
The basics of banking
The difference between a liability and asset
Various types of debt and how it is used
How people invest in Real Estate
How people invest in the stock market, bonds, and mutual funds
Starting and operating a business
Kid Business Ideas
The purpose of having insurance
Here is What Others are Saying About the Book
I love that this book gives children an understanding of money and finances. Not only does it delve into ideas that make money, but it teaches the facts of money; its purpose, how to use money as a tool to grow in all areas of our lives and other vehicles that help accumulate financial growth.
This book is a fantastic resource for parents and educators alike who want to teach kids real money skills in a way they can understand and enjoy. The activities are unique, fun, and engaging.
—Stacey K., Editor
Not Sure Yet? Then Complete the Form at the Bottom of this Post to Read the First and Second Chapters for FREE!
This book is available on Amazon! Click the image above to access the link.
My son loves to play, build, and race his toy cars. One day, I asked him if he wanted to have a car wash after seeing this activity on the Internet. I remember looking at this activity and thinking this would be a great idea for a kid who likes cars.
I had several reasons for suggesting the car wash. First, this activity was a fun way to encourage my son to practice his penmanship. The weekend we did the activity, it was raining. I was trying to find something hands-on to do in the house; although, a car wash is really fun when doing it outside on a sunny day. Furthermore, I wanted to incorporate three things that interest my son which are cars, counting, and getting messy.
Our Car Wash incorporated fun and so many aspects of hands-on learning. I thought I would share this activity with you so your kids can have as much fun as my son.
Check out our new book available on Amazon, Teach Your Child About Money Through Play! It has over 110 Games/Activities, Tips, and Resources. The book is great for kids ages 4-10 and their parents.
Let’s Get Started
Materials:
Big sheet of poster board or white craft paper
Toy Cars
Markers
Painters Tape
Towels (3)
Wash Cloth
Cash Register or Play Money (You may also make your own play money)
Two Rectangular Plastic Containers
Water
Dish Detergent
Some of the materials for the Car Wash
Preparation:
Have your child decide the Car Wash Prices.
If your child can write, have them write the car wash prices on the poster board or white craft paper.
My son decided to give each color car a different price.
If your child can’t write, you may create the Car Wash Price Sign for them.
You may have your child draw the various colored cars on the sign.
I created a template on construction paper to assist my son in organizing the Car Wash prices on the white craft paper.
My son writing the Car Wash Prices using the template I created on pink construction paper.Continuing to write the pricesCar Wash Price Sign is complete.
Tape the Car Wash Prices to a wall where it is visible for customers.
Car Wash Prices taped to the wall.
Get the toy cars, cash register, wash cloth, and towels
Lay the towels on the floor if you are doing this in your home.
If you are outside, then you can skip this step.
Fill one rectangular plastic container with dish detergent and water halfway.
This is where you will wash the cars
Fill the other rectangular plastic container with water.
This is where you will rinse the cars.
Now the Car Wash can Begin!
Have your child role play the Car Wash owner.
You or your child’s siblings and/or friends can play the customers.
As a customer, get some play money so you can pay to get your car washed.
I started off with $30.00 divided into (10) one dollar bills, (2) five dollar bills, (1) ten dollar bill
My son giving me money to start the Car Wash Activity.
Have your child say the following:
“Welcome to the Car Wash, how may I help you?
You will respond by saying the following…
Yes, I would like to have my yellow cars washed please.”
Then your child will look at the poster they made to see how much it costs to wash the yellow cars.
On our poster, it costs $2.00 to wash the yellow cars.
I had three yellow cars, so I gave him $6.00 with (1) five dollar bill and (1) one dollar bill
Exchanging money during the Car Wash Activity
Sometimes I gave him more money than the cost of washing the car so he could practice his subtraction skills and give me change.
After giving my son the money, he took the cars and washed them.
He washed them in the soapy water container and then put them in the container with water to rinse.
Next he put them on the towel to dry.
My son washing the cars.My son rinsing the cars.
We kept repeating these steps until all the cars were washed.
Another time we did this activity, I was the Car Wash Owner.
We have also done this activity where my son was the Cash Wash Owner for the red cars but I was the Cash Wash Owner for the blue cars.
In other words, we were alternating roles.
Tailor this activity to your child’s ability by doing the following…
Have your child wash only one car at a time so they don’t have to do any subtraction or addition.
Only give your child one dollar bills so they can practice counting by ones.
Make all the car wash prices the same to make things easier.
View the video below to see us do this activity in real time. This video comes from my son’s YouTube channel, Corban’s Fun Learning Activities. Please like and subscribe for fun learning activities.
Subjects Learned in this Activity
Color Recognition
Sort the cars by colors.
Make different prices for each color car.
You may also have a car wash with one color car like the red cars.
Math
Adding the costs to wash multiple cars.
Subtracting when the customer gives the Car Wash Owner too much money and change is needed.
Multiplying the cost when multiple cars with the same price are needed to be washed
Science
We had some cars that would float in the water and some that would not
We discussed that cars with less density than the water will float.
Cars with more density than the water will sink.
We reviewed the word buoyancy, which is the ability to float in water.
You may discuss the science of soapy water and how it cleans the cars.
Soap attaches to dirt and grease and causes it to be pulled off the toy cars and suspended in the water
Writing
My son was able to practice his handwriting skills in creating the Car Wash Price Sign.
Customer Service
Teach your child the importance of being nice and respectful to their customer.
Also ensure your child knows to clean the cars well so the customer is happy.
If the customer is happy then they will bring more customers.
Entrepreneurship
Explain to your child that Entrepreneurs own businesses and their purpose is to solve problems or make things better.
A great business has happy customers who will tell others about their service or product.
Take your child to a real Car Wash and show them it is a Real Business.
Have fun with this activity and make this your own!
April is financial literacy month. I wanted to start the month off by giving you fun and simple financial literacy activities to do with young children.
Robert Kiyosaki, the author of Rich Dad Poor Dad said when you are an adult your report card is your credit score. This is one reason why teaching kids financial literacy is so important. Once a child becomes an adult, handling money becomes inevitable. So, let’sstrive to build an early foundation for our children!
Check out our new book available on Amazon, Teach Your Child About Money Through Play! It has over 110 Games/Activities, Tips, and Resources. The book is great for kids ages 4-10 and their parents.
As the customer, start by giving your child the correct amount of money for the ice cream.
Once they become more advanced, give them more than enough money and help them determine the correct change to give you.
This is also a great activity to teach your child about kindness and customer service.
My son giving me change after my ice cream purchase.Ice Cream Cones made from PlayDoh
Monopoly
Introduce your child to investing in real estate with this game. Use this game to teach your child financial literacy vocabulary such as Assets, Liabilities, and Transaction.
I remember at the age of 17 my older brother, Linsey, gave me the book, Rich Dad Poor Dad by Robert Kiyosaki. This book changed my perspective about how I thought about money.
One point that stuck with me was when you are an adult your report card is your credit score. I found this statement fascinating and I made the decision to do two things after that..
To strive to have an excellent credit score as an adult
To teach my children financial literacy
Check out our new book available on Amazon, Teach Your Child About Money Through Play! It has over 110 Games/Activities, Tips, and Resources. The book is great for kids ages 4-10 and their parents.
Although my son is a preschooler, I have introduced him to money through role plays, having him count and earn real money, and reading books.
I would like all children to be exposed to financial literacy. My contribution is by compiling this list of Children’s Book about Money.
Sign in to our SOY Resource Library and get access to 10 ACTIVITIES TO BOOST KIDS’ FINANCIAL LITERACY KNOWLEDGE.
At five years old, Gabby Goodwin can’t stop losing her hair bows everywhere she goes. She and her mother invent a new kind of bow that doesn’t fall out. Read this book to see if their idea works.
Lily wants a new bike, a new raincoat, and ice cream. But how many of these things does she need? As Lily and her dad drive around town, Lily soon discovers that wants and needs are different things.
Problem-solver Jason Li has been on a mission to pay for his own lunch since he started school. He has an idea that helps him achieve his goal and save the planet.
A lemonade stand in winter? Yes, that’s exactly what Pauline and John-John intend to have, selling lemonade and limeade. Children will learn about simple math concepts in a fun way with this book.
Roxy Ramirez has saved up for weeks to buy a chemistry set, and now she’s headed to the toy store to buy it! There’s only one problem. She keeps running into friends who are in trouble, and need her to dip into her savings to help. Will she have enough money left over to buy something for herself?
Just as a squirrel gathers nuts to prepare for the winter—eating some now and storing some for later—kids can learn the value of money by spending some of their allowance now and saving the rest for later using animals as examples.
This basic introduction to earning and spending explains how people earn incomes in exhange for their work and skill. It then explains the economic choices people make in saving or spending their income.
One little girl and one very big dollar set out on a great adventure at the store. What will she do with so many choices, and only one buck? Read this book to find out.
Let’s Meet Ms. Money is a children’s picture book that teaches children about money. Kids will learn what money looks like, how to count it, how and why we use money, and how we earn it.
Teach your kids the basics about finances with this book. There’s no such thing as too early when it comes to these things. Properly seal the deal about money and other possessions by introducing this book.
At ten years old, Jazz Ellington, has over $2,000 in the bank, and his savings keep growing. His granddad taught him to save his allowance and set up a bank account. This book increases financial awareness while sharing the lives of two African-American boys growing up in the city.
This book teaches discipline, delayed gratification, and how good it feels to give to those in need. Dimes can teach your child the habits that will allow them to have a more financially secure and fulfilling life.
Five-year-old Sebastian Martinez, with the help of his older brother, turns his love for socks into a business that not only makes wacky socks, but also enables the duo to finally revamp the school dress code.
Jeremy wants a pair of the shoes everyone at school is wearing. Jeremy’s grandma says they don’t have room for wants just needs. Read how Jeremy and his grandma navigate through this dilemma.
The 21st Street Sluggers’ shirts are worn-out and dirty. They need new ones, but they have no money. Children will learning to count money and make change.
Arthur starts his own petsitting business to show Mom and Dad that he can be responsible! Between a boa constrictor, an ant farm, and a group of frogs, he’s got his hands full! Can Arthur still prove he is responsible?
Children will get an introduction to American units of money; and how they combine to make a price. They will also learn basic money symbols and the math inherent in shopping.
Children will learn how the dollar is made, the meaning of the symbols that are shown on the front and back of the dollar, and how long the average dollar stays in circulation?
Arthur attempts to earn enough money to buy a t-shirt and cap, assisted by his sister Violet. Children will learn simple business concepts by reading this story.
Dollars & Sense is a basic instruction manual for money that will teach readers about the history of money, the way the American economy works, and how to make important decisions about personal finance.
Papa thinks it’s time to teach Brother and Sister how to budget their money. Children journey with the cubs on their process to understand the value of a dollar.
Rock and Brock are twins and their grandpa offers them a plan―for ten straight weeks on Saturday he will give them each one dollar. But there is a catch! Each buck they save, he’ll match it quick. If they spend it, there’s no extra dough.
This book explains how to create a budget, make money, invest your earnings, and donate to charity. It also teaches kids the difference between needs and wants and getting the most from an allowance.
Ella wants a soccer ball, but she doesn’t have enough money to buy one. She decides to earn her own money. Will she earn enough to buy the ball? Read this book to find out!
Kyle’s club is going camping and all the kids will sell Cool Candy to earn money for the trip. Kyle needs to find buyers for ten boxes of candy. Can he keep track of his cash and join his friends on the camping trip? Read this book to find out!
When Rae witnesses an ice cream and dog mishap, she’s inspired to create a solution to help get dogs clean. Rae draws on her determination and everyone else in her community when she learns what it means to be an entrepreneur.
Children will learn how to not only spend money, but also how to earn it. The quizzes, tips, and helpful quotes from other girls will make learning about money management easy and fun.
This book teaches children the following questions about money: When did we start using it? And why? What does money have to do with writing? And how do taxes and interest work?
When George decides to save up for a red train in the toy store, he doesn’t realize how long it will take or how hard he’ll have to work for his money. Read this book and find out if he gets the train.
Deena has a big problem. Her mom’s birthday is coming, but she has no money to buy a present! Find out how she solves the problem by reading this book.
Find out what happens to your money after you hand it to the cashier. What happens to that money once it leaves your hands? Who actually pockets it or puts it into the bank? Read this book to answer these questions.
Maddy has a piggy bank named Piggy. One morning while feeding Piggy coins for breakfast, Maddy discovers how coins, like people, come in different shapes and sizes.
When Sophie finds fifty dollars on the sidewalk, it gives her a great idea for a new name: Sophie the Zillionaire! In order to keep the name Sophie the Zillionaire, Sophie has to make more money — and fast.
Mama and Papa are worried that Brother and Sister seem to think money grows on trees. The cubs decide to start their very own businesses, from a lemonade stand to a pet-walking service.
Little Critter® wants a new skateboard and Dad tells him that he needs to save his own money to buy it! From feeding the dog to selling lemonade, Little Critter learns the value of a dollar.
This book is about a boy spending the day with Dad coin collecting! He finds out about the value of coins, what people used before coins, and why historical images and people appear on coins.
A young girl sets up a lemonade stand and sells enough cups of refreshment to add up to a dollar. This story combines the teaching of addition with childhood entrepreneurship!
The book explains the concept of money and how saving works based on the concepts of simple and compound interest. Children then learn where Wall Street is located, what stocks and bonds do, and, the right way to buy or sell a stock, mutual fund, or savings bond.
Pete saves his allowance and spends too much of it. He then has second thoughts and starts over. Children will learn how he strategizes over future purchases.
This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture.
Follow a class of fifth-graders as they figure out the world of finance, including earning, budgeting, and saving to investing and collecting coins from around the world.
Show Me the Money takes technical terms and breaks it down with easy-to-understand text, diagrams, and illustrations making a formerly dry subject interesting and relevant to kids
Honey Bunny Funny Bunny has a lot of money. She saves some and spends some on herself and friends. This is a rhyming book about spending and saving, told through the eyes of animals.
Mr. Chickee, a blind man in the neighborhood, gives 9-year-old Steven a mysterious bill with 15 zeros on it and the image of a familiar face. Could it be a quadrillion dollar bill? Could it be real? Read this book to find out.
Children will learn how people pay for the things they buy by writing a check, paying with a debit card, paying with a credit card, and paying with cash withdrawn from an ATM.
Provides an introduction to taxes, including some of the products and services that citizens may receive including schools, roads, and national defense.
This book answers the following questions about money: How and where is it printed? What do all those long numbers and special letters on currency mean? How are the newly designed bills improvements over the old ones?How can banks afford to pay interest?
George, a newly minted quarter on his way to the bank, has quite a day. He’s about to be traded, spent, lost, found, donated, dropped into a vending machine, washed in a washing machine, and generally passed all around town.
Fudge is obsessed with money. He’s making his own “Fudge Bucks” and has plans to buy the entire world. However, things get crazy once his family gets involved.
On a summer day, a young girl sets up a lemonade stand and sells enough cups to add up to a dollar. This story combines the teaching of addition with a traditional rite of childhood entrepreneurship!
Saruni is saving coins for a red and blue bicycle. How happy he will be when he can help his mother carry heavy loads to market on his very own bicycle. How disappointed he is to discover that he hasn’t saved nearly enough!
The Nelly Longhair doll is on sale at Murphy’s Toys for ten dollars, but Isabel has only fifty cents. Isabel decides to start a car wash business. Will Isabel earn enough for the Nelly doll?
This is a story of a man who spends his life struggling, saving, and sacrificing to build and own his own barbershop. Although there were many racial difficulties that stood in his way, he opens the doors of his new shop at the age of seventy-nine.
A second grade class wants to visit the Statue of Liberty. They try to earn money for the trip by collecting paper, running a lemonade stand, sitting babies, walking dogs, and selling candy.
Benny McBride starts his day with five new pennies and is determined to spend them all. His family wants him to buy certain items. Will he be able to fulfill their requests?
Have you ever wanted to make a million dollars? Marvelosissimo, the Mathematical Magician, is able to explain how to earn money, invest it, accrue dividends and interest, and watch savings grow.
This book examines the history of money, including the barter system, early trade in North America, unusual types of money such as huge stone disks and salt bars, and the first paper money.
The pigs are very hungry, and there’s no food in the house. Mr. Pig suggests eating out but there is no money! The family goes on a money hunt. Read to see if they find what they are looking for.
Teen lacrosse player Rachel Zietz takes an entrepreneurship course and realizes she can blend the worlds of business and fun by creating a lacrosse equipment company.
